Losing A Wallet (or Purse!)


If you follow my Twitter at all, you will have noticed that I lost my wallet yesterday.  I didn’t discover this loss until today, when I went to work and realized it wasn’t in the pocket it belonged in.  After getting angry with myself for misplacing it (which I’m about 90% certain I did at this point), and tearing the house apart looking for it (multiple times), I realized that this isn’t the end of the world, and that everything in there can be replaced.  Take the time to read this article and prepare youself for the inevitable loss of your wallet or purse!

One thing I want to point out is the importance of having copies of your documents available (front AND back).  Preferably, have a digital copy and a hard copy or two.  Keep them in safe, secure places, and your life will be infinitely easier!

1.  Replacing your license / ID:  This will vary from state to state, however here in New York I would be able to order online.  However, since I cancelled my debit card before I did this (ARGH!), I’ll be going to the DMV to shell out $15 in cash for the replacement.

2.  Replacing your Social Security card:  First off, this should never have been in my wallet.  There is NO reason to carry your social security card with you on a day to day basis.  However, I will be able to replace this document as well.  Information on what you need can be found at the Social Security Administration’s website.  Basically, I’ll need the application, proof of birth via a certified copy of my birth certificate, and proof of identity via a non expired photo ID.  However, since my license was in my wallet, I’ll be using my photo ID from college.  At least it has a good photo.  If I had a passport, they can use this to verify birth AND identity, killing two birds with one stone!

3.  Credit Cards, Debit Cards:  In a bit of luck, I actually had all of my account numbers, phone numbers for the companies, and access information saved in a spreadsheet already from when I was creating my budget.  If you don’t have all of this information in one place, I suggest you find a way of recording it and securing it (NOT in your wallet!)  This made the entire task of locking down accounts and ordering new cards much easier, and it only took me about half an hour to handle all of the accounts.

4.  Miscellaneous:  You may have other things in your wallet that need replacement such as student IDs, certification cards (lost my CPR and EMT cards!), etc.  These will have to be handled on a case by case basis.  Having copies of my CPR and EMT cards will be a big help in getting copies.

Lessons learned:  While it sucks to lose a wallet, it won’t be the end of the world.  I’ve learned what I need to do to get new copies of everything, found the flaws in my backups, and will (ultimately) grow from the experience.

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One comment to Losing A Wallet (or Purse!)

  • Kate  says:

    This is a good post Drew. It got me thinking of a couple things I don’t have in my own spreadsheet, so I need to get it taken care of.

    I am sorry though that you lost your wallet!

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