My name is Andrew Schultz, and I am a human.

Take a second and let that roll around in your head.

I. Am. A. Human.

The category of human is pretty broad, so I guess I’ll delve into some specifics. I’m a 23 year old college graduate, with a bachelor’s degree in Criminal Justice. I have a job that I enjoy, and I have a roof over my head.

As a human, we are all bound to make mistakes. I know I have made plenty. From irresponsible credit use, to frivolous spending, I’ve done it all. This blog is going to be my documentation to the world. I’m going to pull myself out of debt, get my life on track, and be what I want to be in life. I’m going to be brutally honest with the information I post here, because quite simply, I want others to be able to learn from the experiences that I have lived and will live. My hopes are that the most information I can provide, the more you will be able to learn, and the more you will be able to save yourself.

Take my stories for what you will. Offer your tips along the way. Lets all learn. Together.

My name is Andrew Schultz, and I thank you for visiting my blog.